Finding a Mortgage Lender - Step 3

Sierra Classic had given us the name of a lender with Colonial Mortgage. I thought, kool, we had Colonial as our Mortgage Lender when we lived on Leisurewoods Drive in Buda.  We contacted the lender and met him one afternoon at the Sierra Classic Model home.

After disclosing all our financials to him, it looked like we had a good chance of getting this done. But then, once he sent us the preliminary disclosures, he had us getting an ARM - Adjustable Rate Mortgage. I said, NOPE! Give me a 30 year conventional fixed rate loan. 

After hem-hawing around, he said he would send me another disclosure with a fixed rate. We waited, we waited, and nothing. 

So, off we went to find another lender. Creative Homes had given us the name of a lender that they use, so we contacted Thrive Mortgage. Again, sounds like a nice enough guy, so we dumped all  our financials to him. This is who we are currently working with, and so far it has been ok. 

However, I think a lobotomy or colonoscopy is easier to deal with.


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